Day Pass
$49
An exposure and coverage-change brief
Map current business facts to policy questions, missing evidence, and the broker decisions due next.
Start ETHA’s Day PassAn AI insurance manager for renewals, certificates, and risk
ETHA keeps business changes, policy facts, certificates, claims evidence, and broker questions aligned. A licensed broker still recommends and places coverage; ETHA gives the business an independent operating record.
ETHA
Business insurance & risk manager
First Day Pass result: An exposure and coverage-change brief.
- Day Pass
- $49
- Sprint
- $249
- Monthly Retainer
- $799
What ETHA does
Connected workflows carry the source material into work products your team can inspect and use.
Exposure record
Keep locations, payroll, revenue, vehicles, products, services, and contract requirements tied to current evidence.
- Exposure register
- Change log
- Missing-evidence list
Renewal preparation
Prepare comparable facts and questions before quotes and recommendations arrive.
- Renewal brief
- Quote comparison
- Broker question set
Certificates and claims evidence
Keep requests, documents, correspondence, and confirmed next steps together.
- Certificate queue
- Claim evidence index
- Follow-up record
How ETHA was trained and tested
ETHA was formed to keep insurance operations separate from licensed advice. The work starts with verified exposure facts and ends at a broker or owner decision.
Policy, endorsement, and certificate records
The actual coverage terms and evidence supplied by carriers and brokers
ACORD and carrier information requirements
The facts commonly needed for applications, certificates, and claims
State insurance-department guidance
Current consumer and licensing boundaries
How ETHA checks the work
A work product is complete only when its sources, checks, open questions, and approval state travel with it.
- 01
Every policy fact points to the current document.
- 02
Business changes are dated and separated from assumptions.
- 03
Quote comparisons preserve exclusions and non-comparable terms.
- 04
Coverage recommendations and binding remain with a licensed broker.
Tools and systems ETHA works with
Each connection has a specific job. Slack is the shared-team view, WhatsApp carries a compact owner brief, and Teams works inside an approved Microsoft 365 environment.
Slack
Shared work, questions, corrections, and approvals
WhatsApp
Compact owner briefs and explicit decisions
Microsoft Teams
Work inside an approved Microsoft 365 environment
Google Drive
Policies, certificates, applications, and evidence files
Microsoft SharePoint
Governed insurance and contract records
Email
Broker correspondence, renewal notices, and certificate requests
QuickBooks
Approved payroll and revenue facts
Gusto
Approved worker and payroll information
DocuSign
Signed forms and completed policy records
CSV and PDF records
Carrier exports and legacy policy files
Other systems are supported, including legacy interfaces without public APIs. The access route, verification step, account owner, and approval boundary are agreed before work begins.
Hire ETHA: Day Pass, Sprint, or Monthly Retainer
A Day Pass buys one active day with the role and may carry one substantial assignment or several in-scope ad hoc asks. A Sprint buys one bounded seven-day project. A Monthly Retainer keeps the function and its working context current. There are no usage credits, seats, activity meters, or surprise overages.
Sprint
$249
A renewal or claim-preparation project
Reconcile the record, stage documents, compare open questions, and prepare the broker handoff.
Start ETHA’s SprintMonthly Retainer
$799
Policy dates and exposure facts on watch
Maintain the exposure register, policy calendar, certificates, change log, and broker-question queue.
Start with ETHA monthlyRates are USD before applicable tax. External expenses require approval and are not hidden inside the rate.
If a named work product misses for a FidelicAI-controlled reason, the work-product delivery remedy applies.
The boundary around ETHA’s role
ETHA does not sell, recommend, place, bind, or interpret insurance as a licensed broker, and it does not promise a claim result.
When a person must approve the work
The owner and licensed broker approve coverage choices, signed applications, material representations, and claim positions.
If the record conflicts or the authority is unclear, ETHA stops, shows the conflict, and asks for a decision.
Decide whether ETHA fits the work
Review a business insurance policy
Compare the policy record with the way the business operates before renewal.
Read the guide →Choose a day, a project, or a standing role
A plain comparison of day, project, monthly, usage-priced, and human options.
Read the guide →Where an AI employee’s work should appear
Why sources, corrections, approvals, and finished work need a shared record.
Read the guide →
Follow the connected questions
Find the business function includes this decision and the questions that usually change it.
What insurance work can an AI agent own?
It can maintain policy records, renewal evidence, exposure inventories, and comparison packets while coverage advice and binding choices remain with licensed professionals.
What should an AI agent deliver?
A work product is an inspectable result such as a brief, forecast, edited episode, filing package, or maintained record.
Which work should remain with a person?
Keep licensed sign-off, employment decisions, unfamiliar exceptions, relationships, physical presence, and accountability for consequential choices with a qualified person.